Startup Bootstrap Break-even Planner

"Know when you're free to quit."

Toolkit
๐Ÿ’ธ Monthly Expenses
$
$
$
$
$
Total Monthly Expenses:$0
๐Ÿ’ฐ Income Sources
$
$
$
$
Total Monthly Income:$0
๐Ÿ“Š Results Panel
Default: 3x expenses if blank
Optional: extra surplus goal
MetricValueExplanation
Monthly Expenses$0Your total recurring monthly costs
Safety Buffer$0Extra 25% (if enabled) for unexpected costs
War Chest$0Your extra monthly surplus goal
Freedom Number$0Required monthly income to safely quit
Current Income$0All your income sources combined
Deficit / Surplus$0How much you need to add or have extra per month
Savings Used$0Used for runway calculation (defaults to 3ร— expenses)
Runway (Months to Emergency Fund):0 monthsHow long you can last at your current burn
You are 0% financially free
Ready but build more buffer ๐Ÿ’ช
โœ… YOU'RE FINANCIALLY READY!
โ€ข Income covers expenses + 25% safety buffer
โ€ข You have a sustainable financial foundation
โ€ข Consider building 3-6 more months runway
Monthly Freedom Goal:$0
Current Income:$0
Safety Buffer (25%):$0
Runway (Months to Emergency Fund):0 months to emergency fund
๐Ÿ“ˆ Growth Projection
Monthly MRR Growth Rate:10%
Realistic range: 5-15% for established products, 15-30% for early growth
Expense Growth Rate (optional):% per month
Add MRR to see growth projections. Only static income is present.
โณ Financial Status:
You're financially ready! ๐ŸŽ‰
Income Growth vs Safety Target
Freedom Point
You reach your freedom number in 0 months (Now).
At that point, your income is $0 and your target is $0.
MetricNowFreedom Month
Total Income$0$0
Safety Target$0$0
MRR$0$0
Total Income
Safety Target
Basic Expenses
MRR Only
You're Ready! Next Steps:
You have sufficient income + safety buffer
Consider building 3-6 more months of runway
Plan your transition timeline carefully
Keep growing MRR for long-term security

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